Current Merchant News:

02/03/2010: PAYFASTSM

New 'Micro Payment' Platform Adds an Important Option for Millions of Businesses: Fast, Easy Payments

Integrity Payment Systems, LLC (IPS) and Quicksilver Payment Solutions, LLC (QPS) Launch a
"Revolutionary" Payment Platform Based On Daily Card Sales with PAYFASTSM

SPRINGFIELD, Mass., Feb. 3 /PRNewswire/ -- Credit card processing industry leader, Integrity Payment Systems, Des Plaines, IL, has entered into a joint venture marketing agreement with Quicksilver Payment Solutions, LLC, Springfield, MA, to provide millions of small businesses nationwide with a new "floating" micro payments solution designed to help buyers and sellers to pay bills safely and conveniently from daily credit card transactions.

The IPS/QPS payment solution – called PAYFASTSM - allows businesses and merchants to dedicate a small percentage of their daily credit card receipts to pay monthly bills such as rent, vendors such as purveyors, distributors, cable and Yellow Page advertising, insurance premiums, franchise fees, and more.

Underwriters estimate the correct percentage to meet merchant obligations, PAYFASTSM software stops the payments once the merchant's obligations have been satisfied.

"We developed the 'micro payment' platform in the United Kingdom when several of our customers asked if we could pay their landlords," says Frank Capozza, CEO of QPS. "It quickly spread to other classes of trade like restaurants paying purveyors and other suppliers," he continued.

"The beauty of the system is that it provides daily, weekly or monthly reconciliation to businesses and their suppliers' accounts via email or fax. Data can be accessible via the company's website," Capozza added.

"IPS and QPS joined together using the IPS back-end technology which allows IPS to split the merchant's credit card batches multiple times to make multiple micro payments. For IPS, it was an additional value-added service we can provide our customers," said Mike Ponder, President and CEO of Integrity Payment Systems.

"We are always looking for ways to provide new and better services for nationwide customers," he continued. Ponder stated that, "for Integrity, it's about helping our customers to operate their business more efficiently and this is clearly a product that will achieve that goal." New IPS/QPS customers can also take advantage of Overnight Money Express™ which helps to eliminate the traditional two to three day float on credit and debit card activity and gives them next-day access to their funds which is just one of IPS' progressive products providing business owners real solutions.

About Integrity Payment Systems, LLC (IPS)

Integrity Payment Systems is a leading provider of payment solutions to the retail, restaurant, medical and business-to-business sectors. As a direct settlement institution, IPS operates all aspects of its business under one roof, with a focus on providing value-added business solutions to help their clients succeed. The company provides its customers with the capability to accept a full range of payment options including credit, debit and EBT card processing; check processing and remote deposit; a QuickBooks solution; the IPS MoneyGate™ - our virtual terminal; risk/security and PCI management assistance; wireless options; gift and loyalty programs and a variety of other business building solutions designed to help customers solve problems and grow their business. IPS is the first company in the country to offer IPS/QPS' PAYFASTSM.

About Mike Ponder